Interest RatesWe offer competitive rates for our loan programs. As you prepare to make a choice, our loan officers will explain several options to the loans listed here. You will want to consider the impact of paying 'points' to your personal situation and current market trends. All rates are quoted with '1 point'. All rates are subject to change prior to lock in confirmation. These rates are based on loans of $200,000 or greater.
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Loan Programs
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Conforming to $417,000
Rate
|
APR
|
Conforming to $729,750
Rate
|
APR
|
|
30 Year Fixed
|
4.75 |
5.0
|
4.875
|
5.125
|
|
15 Year
Fixed
|
4.25
|
4.5
|
4.625
|
4.875
|
|
5/1
ARM
|
3.625
|
3.875
|
3.875
|
4.125
|
|
7/1
ARM
|
4.25
|
4.5
|
|
|
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10/1
ARM
|
4.5
|
4.75
|
|
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Jumbo Loans Above $729,750
|
30 Year Fixed
|
Rate
6.0
|
APR
6.25
|
|
|
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5/1 ARM
|
4.75 |
5.0
|
|
|
|
7/1 ARM
|
5.125 |
5.375
|
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|
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