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Interest Rates

We offer competitive rates for our loan programs. As you prepare to make a choice, our loan officers will explain several options to the loans listed here. You will want to consider the impact of paying 'points' to your personal situation and current market trends. All rates are quoted with '1 point'. All rates are subject to change prior to lock in confirmation. These rates are based on loans of $200,000 or greater.

Loan Programs	Conforming to $417,000 Rate	APR	Above 417,000 to $729,750 Rate	APR
30 Year Fixed	4.25	4.5	4.375	4.625
15 Year Fixed	3.75	4.0	3.875	4.125
5/1ARM	3.125	3.375	3.5	3.75
7/1ARM	3.5	3.75	3.75	4.0
10/1ARM	3.875	4.125	4.0	4.25

Jumbo Loans Above $729,750

Program	Rate	APR
30 Year Fixed	5.5	5.75
5/1 ARM	4.5	4.75
7/1 ARM	4.875	5.125

NMLS# 303913

Affinity Mortgage NMLS #289854