Interest Rates

We offer competitive rates for our loan programs. As you prepare to make a choice, our loan officers will explain several options to the loans listed here. You will want to consider the impact of paying 'points' to your personal situation and current market trends. All rates are quoted with '1 point'. All rates are subject to change prior to lock in confirmation. These rates are based on loans of $200,000 or greater.

 

 

Loan Programs

 

Conforming  to $417,000

Rate

 

 

APR

Conforming to $729,750

Rate

 

 

APR

 30 Year Fixed


4.75


5.0


4.875


5.125

 15 Year
Fixed


4.25


 4.5


4.625


4.875 

 

 5/1

ARM


3.625


 3.875


3.875


4.125 

 

 7/1

ARM


4.25


 4.5


 

 

 

 10/1

ARM


4.5


 4.75



 

 

                                                   Jumbo Loans Above $729,750

 

  

   30 Year  Fixed

 

Rate

6.0

 

APR

6.25

   


 5/1 ARM


4.75


5.0

 

 


 7/1 ARM


5.125


5.375

 

 

                   



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