Required Documents

Your loan consultant will let you know if any of the following documents will be required. Examples of documents which may be required are as follows:

• Most recent W-2 statements
• Pay Stubs covering the last (30) thirty days
• Most recent monthly bank statements
• Most recent quarterly statement for any retirement or stock accounts
• Copy of the purchase and sale agreement
• If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord or property management company
• If divorced...a fully executed divorce decree
• A letter of explanation for any known credit problems

  For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

• Two (2) years signed Federal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.